Business Opportunities Arising from COVID-19

COVID-19 has started as a threat to human life and looks to end as a threat to everyone’s livelihood. The effects have now begun to be felt as many companies around the world started laying off employees. Some stronger companies adapted the no work, no pay scheme, and others have reduced employee’s compensation by 25% or up. Many businesses have started to collapse, and some have adapted to the situation. Job loss is inevitable to many employees.

“Survival of the fittest.” That’s a phrase from Darwinian evolutionary theory. Applying to the current situation, we need to be strong to survive. We need to plan for our future and prepare for all eventualities.

In every threat, there is an opportunity that anyone can turn into profit. Finding a new job in the Philippines this time can be challenging, then why not start your own business with a small capital taken from your saving. You can create partnerships with friends and relatives to pool the needed capital.

In this article, I’ll be enumerating business opportunities in the Philippines that you can select to start, improve, or innovate. Hope this blog helps many to survive and win in these trying times.

Sanitation Services: The first business I want to highlight is a retail janitorial service. It experienced a boom in clients thus far but was able to see an opportunity to expand its offering in terms of sanitization services. Your target markets are offices, stores, shops, and even homes. You can begin offering shelving and store sanitation services as well as cart sanitation for grocery stores and shops.

Sanitation Tools and Supplies: Many buildings, offices, and shops will ensure a very clean and safe environment to safeguard its customers and for business continuity. You can sell sterilization machines, thermal scanner, thermometer, door frames with a sanitizer, utraviolet disinfection units, etc.

Bike/Motorbike/ eBike/e-Scooter (Including supplies and repairs): In the new normal, mass transport is being discouraged. Social distancing is a must. A jeep that usually takes a load of 20 passengers might be allowed to load only 10 passengers or even less. Bicycle, Motorbike, eBike, and e-scooter are social distancing-friendly means of transport. I can recall how motorbikes are dominating the streets of Phuket, Bangkok, and Bali and how every household in Amsterdam owns a bicycle.

Rolling Grocery Store: With restrictions in movement and limited acceptance of customers in the supermarket, a rolling grocery store/palengke will be a great solution. You can use any vehicle you have – sidecar, tricycle, or van to go from house to another and sell your goods.

Fresh Produce Online Shop: Perishable goods (meat, seafood, fruits, and vegetable) are challenging to store. Amongst the hundreds of shops, including Sari-Sari stores, you can only find a handful of them that offer fresh meat, fruits, and vegetable. With the difficulty of buying supplies from a public market (palengke) or supermarket (SM, Robinson’s, etc.), offering an online shopping option with free delivery would be a great business to start.

Personal Protective Equipment: You can sell face mask, face shield, gloves, disposable protective clothing, etc. Many have been doing this already but the demand is still high as more and more governments are requiring citizens to wear protections. You can sell washable and reusable ones, which is favored by many Filipinos for being economical.

Lending/Micro-financing: Since everyone needs financing, then lending can be another business to try. Be just and fair with interest, and do not exploit the situation. Likewise, ensure to put up some effective screening and collection measures to succeed in this business. It would be best to require collateral in every loan.

Agriculture: One of the most common human practices during the quarantine and lockdown periods was ‘shelf sweeping.’ Strategists have looked at the sectors both unaffected by the situation financially, and that are critically needed during the situation. The Venn diagram reveals that agriculture is that sector; providing food is the number one priority. Along with technology and the high-level business services being provided, this sector could be the future of business.

Urban Farming: When there is a logistical problem in fresh produce delivery, a farm within the city walls takes advantage. Using a hydroponics system, you can grow vegetables all year round on a small land area. Mushroom farming is another option of producing food in an urban setting.

Gardening Supplies: You may put up a store to sell seeds, gardening tools, garden fixtures, pesticides, fertilizers, and maybe with free delivery. Gardening had helped me a lot to fight boredom and cabin fever. It helped me maintain my mental equilibrium. You must agree with me that at times it’s depressing. Furthermore, growing your veggies ensures the cleanliness and safety of your food plus significant savings too.

Pickup & Delivery: With reduced mobility during or even after the quarantine, then the delivery business is another opportunity to try. Grab has been doing this, but you can make innovations and replicate the same on a smaller scale. These can include food, grocery, medicine, letter, or parcel delivery.

Food Delivery: Several restaurants had to shut their shutters after the government ordered an enforced lockdown. Waiting for the situation to get back to normal seems no longer a good option for them. But switching to online delivery sounds undoubtedly perfect. Food delivery services thrive, as consumers opt to stay in to avoid the spread of contagious diseases. Launch your branded food delivery app to enable your customers to order food online and delight them with contactless deliveries.

Medicine Delivery: At this moment, pharmaceutical businesses have an essential role to play. People quarantining themselves find it difficult to reach medical stores. Not only those affected by the virus, but others who are dealing with minor or major health issues are failing to get medicines on time. With the right tech partner by your side, you can switch to an online medicine delivery business in just a few weeks.

Fitness & Wellness App: Gyms are closed, food is within reach, and people are gaining weight. I have to go on a low carb diet because I gained weight during the lockdown. Offline gyms and health centers are among the businesses severely impacted by pandemic outspread. On the contrary, digital platforms have turned out to be a blessing in disguise for the health and fitness industries. As major gym chains close their doors to curb the coronavirus outbreak, people are increasingly turning to digital workout programs to maintain their exercise routines from home. From online training apps to yoga and meditation apps, the sector promises tremendous growth.

Online Fitness Class: Develop online training classes for people who can workout from home. It might include recorded videos or live sessions where hundreds to thousands of participants can join from the comfort of their homes. Likewise, meditation and yoga sessions can be incorporated.

Rent Out Gym Equipment: If you have a gym or own gym equipment, then you can rent them out and profit from it rather than keeping them idle. One gym owner is giving their best clients gym equipment to take home and then do virtual training sessions.

Create a Website: At a time when many companies are closed for business, many are wondering which ones are open. You may create a website that tracks the working hours of individual companies in a particular locality. Another example is Trekking The World did almost $100k in revenue in a week. Everyone is stuck at home—a great time to create activities for your friends and the world.

Office Furniture/Supplies: The need for office furniture and fixtures is expected to rise. With the WFH set up, many would buy office tables, chairs, and other office supplies.

Kitchen Equipment and Cooking Wares: Everyone has become a chef nowadays. Trying a new recipe or just satisfying their cravings. A good cooker will be required, and a set of cooking utensils are a must.

Cooling and Airconditioning: Beating the summer heat is tough, especially if you brought your office to your home. Making innovations in cooling and airconditioning might be an excellent business to start.

Movie Snacks on Delivery: Going to the cinemas will be a long way to go. With cinemas closed, there is a sharp rise in demand in digital entertainment platforms like Netflix and Amazon Prime. Although movies can be watched from the comforts of our homes, the whole film out experience is incomplete without the cinema snacks that we love munching like popcorn and nachos. Vox Cinemas in the UAE is delivering snacks to customers at home.

Teach English Remotely: Teach on, preply, or Great way to find students looking for teachers.

Be Creative With Your AirBnB Or Real Estate: If you are currently having a room/apartment listed in AirBnB, then you must have been suffering a direct blow from the travel industry downturn. You can turn your AirBnB into a Short-term office.

Share Your Expertise: There are many sites begging for your knowledge. You can earn in Skillshare, Teachable & Udemy when you share your expertise.

Date Night Boxes: Everyone is stuck at home, and many couples need food, drinks, activities to do together. You can call up your friends and offer this.

e-Commerce: This is not something new, but this pandemic has turned many to online shopping. You can sell your products through established e-commerce platforms like Lazada or Shopee, live selling thru Facebook, or even create your own platform. As per the Quantum Metric report, online sales have surged 52% from the year-ago period, and the number of online shoppers has increased by 8.8% since the outbreak began. Taking your e-commerce business online, you can enable contactless commerce deliveries now.

Educational Entertainment for Children: Parents are desperately looking for entertaining and educational content for their children. The prospect of months off school looms large. Edtech companies are already experiencing extraordinary growth. Indian unicorn BYJU has experienced a 60 percent increase in students since it offered children complete access to its online learning app for one month.

Youtube Channel for Kids: Containing kids within the four walls of your house can be very challenging, especially if they are used to playing outdoors. If you have a kid, then you can start creating videos of him/her doing activities or games that are enjoyable and educational for children while on isolation at home.

Ornamental Plants: Plants are a good subject of inspiration. With the extra time people spending indoors, then tending the plants can be an enjoyable pastime. You can sell ornamental plants to urban clients and offer online shopping options and free delivery.

Upskilling / Online Courses: Paid access to videos, modules, and training on a particular skill. Adults are using the extra time at home to learn and to upgrade their skills in preparation for the new job market landscape post-COVID. Coursera, one of the world’s biggest online providers of education, has seen a 23 percent month-on-month increase in overall enrollments among learners in the Middle East, and a 21 percent increase in the UAE. Some famous courses by Imperial College in London on the coronavirus and some of our top courses are ‘The Science of Well Being’, ‘Positive Psychology’, and ‘Managing a Virtual Organisation’.”

Virtual Training Centers/Classrooms: Just like schools, training centers are closed. You can create an online platform for virtual training, webinars, or live lectures. These ensure continuous education while maintaining social distancing. You can offer selected courses that are suitable for distant learning.

Online Education App: Educational institutions around the world are forced to shut down and shift to online learning programmes. This crisis has definitely triggered an online boom for the education industry. As per the stats, education app downloads spiked in March 2020, increasing nearly 300%. While it is helping to cope with the current emergency, it is also preparing the world for the next future. It is a great idea to build your trusted platform for learning. DepEd is pushing for online education. This has been the trend worldwide to protect the children from the virus. Also, many people nowadays use the free time they saved to study.

Healthcare Consultation: Telemedicine is another sector experiencing strong growth, as patients seek virtual reassurance and diagnosis online, without the risk of infection from busy waiting rooms in doctors’ surgeries and hospitals. Qualified doctors can be accessed through an app for a live video consultation. If a medicine is required, the prescription is sent digitally. You can offer the best possible solutions to their health issues with the help of your own branded online healthcare app.

On-Demand Doctors/Nurses/Caretakers: A Manchester-based online doctor platform Push Doctor saw a 70% increase in consultations. Hence, developing a platform where users can seek on-demand doctors, nurses, and even other healthcare service providers seems to be a future-proof idea. Build an app which simplifies the process of booking for medical professionals visiting their home.

Office Cost Reduction Opportunities: Office rent is expensive and flexible work arrangements are yet to be explored in their full functional scope. This will open up opportunities across multiple and linked sectors, such as office space redesign, building remote work systems, software platforms, and cloud-based services – all of which will likely see significant gains once the world economy goes into post-COVID-19 recovery mode and employers keep their office space costs in check in case their staff will need to work from other locations.

Emergency Kits: Being ready is the most crucial factor for survival in case of an emergency. I remember watching documentaries about the Cold War, where many American houses have bunkers built underneath equipped with emergency food, medicines, and tools. This pandemic reminds people how to become ready. You may offer packages like travel emergency kit, 3-day survival kit, pandemic kit, flood/typhoon/earthquake kit.

Car/House/Lot Buy and Sell: When we are running out of cash, we tend to in cash our properties for survival. We sell houses, lots, cars, jewelry. This is now happening in this time of pandemic when people’s livelihood has been compromised. You can buy properties and sell them for a higher price later. Or you can simply become an agent mediating the transaction between seller and buyer in exchange for a commission.

Apartment/Condo Unit Rental: WFM (work from home) is seen to increase the need for a spacious house used as a home and an office at the same time. Cramped living quarters affect the employee’s efficiency and productivity.

Mobile Application/Online Games: When everyone is staying at home, most of us are now spending more time on our mobile devices. Even after COVID-19, the new normal would still focus on social distancing, where many would still be confined at home. Working from home saves hours of commute that can be utilized most likely on using out gadgets like mobile devices, game consoles, and Smart TVs. The gaming industry is one of the beneficiaries of the lockdown. If you know how to develop an app, then you may think of something that can be very useful. Mobile app spending is expected to double by 2024.

Develop a Software: With many businesses adapted the work from home set up for their employees, many companies are forced to go digital. You can develop a software or program that can be used by a company to simplify the process.


EarnPeso holds no control over your financial fate. It is here as a guide. Exercise prudence in every investment or business you undertake, and success will follow.

I hope this article encourages you to start your own business/investment. Click the links for Business Ideas and Investment Options for more insightful essays.

Chat with me

I have ventured into an e-commerce business (online selling) that you might also be interested in setting up. You can visit our website at, where you can have a chat with me (just select Contact Us), and I will be more than willing to entertain your questions regarding this post and e-commerce.


  1. 10 Business Ideas That Are Worth Investing Amidst COVID-19
  2. 15+ Recession Proof Business Ideas During Coronavirus
  3. Which businesses are thriving during India’s lockdown?
  4. 7 reasons to still believe in emerging markets in 2020
  5. Covid-19: The new business opportunities in the Middle East and beyond
  6. Finding the Hidden Business Opportunities Around the Coronavirus Pandemic
  8. COVID-19’s Grim Milestones: Impact on Business is Real but Opens Up New Growth Areas


Earn from Being an Airbnb Host

The buying power of Filipinos nowadays has significantly increased because of the expansion of the middle-income class. Many can now afford to spend on shopping and leisure activities like traveling. It is very evident from the sights of jampacked malls all over the country.

You can always hear or see on social media, radio, TV, and prints the words vacation and “staycation.” People nowadays are always in search of new destinations to go, unwind, and enjoy. It could be within the city or to other islands in the Philippines. Tourism is undeniably a booming industry where you can jump on the bandwagon and profit from it.


How to Profit from Tourism?

With the increasing touristic activities comes the need for more accommodations. Having a property in a tourist spot will give you the advantage of hosting these adventure or tranquility seekers. If you are looking for a very unique investment in the real estate, don’t just go for the standard condo unit in Metro Manila or any typical house & lot. Look for a property that offers a place to live and a destination to go and an experience to try. You will have the option of living on vacation for life or constant income flow.

When I was in Boracay in 2016, someone handed me a leaflet of Boracay Newcoast. It’s an integrated tourism estate on the island developed by Megaworld. You can buy a condo unit, and the prices are just a little above the average condo units in Metro Manila. Imagine having a home on one of the world’s best islands.

Century Properties is currently developing a very unique and remarkably beautiful estate in Nasugbu, Batangas. Batulao Artscapes is dubbed as the world’s first livable art park. It is an expansive artventure community and a livable art park with designer homes, world-class vacation amenities, and an outdoor mecca.

Another realty developer, Revolution Precrafted, is building the “first livable food park” in the culinary capital of the Philippines. Revolution Flavorscapes at Lakeshore is set to rise in Mexico Pampanga. Amenities include a 12-hectare manmade lake, a community swimming pool, a cinema, museums, spas, a sports center, and pop-up stores featuring cuisines from 200 countries. This development is just a few minutes away from Clark, poised to be the next financial and governance capital of the Philippines.

Airbnb Hosting

Marc Manila used to be my colleague in a company in Dubai. In 2010, he acquired a house in a neighborhood in Laguna that has a recreation, leisure, and retail amenities. For two years, his investment was left idle. Just like many OFWs who have invested in decent homes in the Philippines but are living abroad, his property was almost reclaimed by nature. In 2017 he decided to refurbish and furnish his house and listed it in Airbnb. He earned an average net profit of P25000 monthly. Having seen such a high earning in that property and Airbnb’s great potential, he has invested in a condo unit in Tagaytay, a unit in Batulao Artscapes and one in Revolution Flavorscapes at Lakeshore.

His advice to OFWs is to buy a property where there are touristic activities within or just nearby. You can lease it for a long-term (yearly) or daily leasing through Airbnb while you are away. Your profit from rental will take care of the property’s monthly amortization. For hassle-free leasing, make sure to buy a property from a developer that offers an in-house longterm and daily rental (Airbnb) to give you both options whatever suits you best.

You can replicate Marc’s investment strategy. This is good for OFWs who are always outside the country. In the meantime, you lease it (long term or short term) and let the rental fee pay for itself. By the time that you are ready to go back to the Philippines, a lovely home is waiting for you.

Your condo unit in Boracay, your house in Batulao Artscapes or a house in Revolution Flavorscapes at Lakeshore, can be transformed into a money machine that will bring you a good income source. Aside from the fact that you can enjoy this property whenever you like to use it. In the end, we can’t be an OFW forever. Let us come back to the Philippines and reap the fruits of the investment we sow while working abroad.

If you are interested in acquiring property in Batulao Artscapes or in Revolution Flavorscapes at Lakeshore, you may contact Lea Godinez thru Facebook or email:


EarnPeso holds no control over your financial fate. It is here as a guide. Exercise prudence in every investment or business you undertake, and success will follow.

I hope this article encourages you to start your own business/investment. Click the links for Business Ideas and Investment Options for more insightful essays.

Do you have any questions? I would love to hear from you. Please leave a message in the comment box below or follow and message me on Facebook.

1. Batulao Artscapes
2. Revolution Precrafted, CCEI join hands on Pampanga development

Backyard Goat Farming Business

I was born and raised on a farm, and one of the many livestock that we grew were goats. These animals are easy to grow. They are fed by grass and water only. There is a minimal cost involved in raising them, but you will surely get good cash once sold. We grew only a few goats as it was not really our primary source of income.

The story that I’m gonna tell is not mine but of an OFW in Saudi Arabia. His name is Nelson Ilao. He has ventured into different businesses and investments, but one particular endeavor that he has been profiting is goat farming. Together with his friend, they started this business two years ago.

Nelson Ilao

I got a chance to interview Nelson via voice chat. I am grateful to get details that can be useful to many Filipinos who want to venture into this type of business. In this article, we will tackle how to grow goats in a backyard. This is a type of simple goat farming of around 20 goats in a herd.

Lot, Fence, & Shed

Nelson’s goat farm is a 300 square meter lot in Brooke’s Point, Palawan. He has initially grown rice but has seen a better potential in goats. This size of the land is enough to grow up to 20 goats.

Fencing is recommended in growing goats. If you let them roam astray, they will eat the surrounding plants that might upset other people. Using barb wire, you can create a perimeter fencing enough for goats to be kept inside. In Nelson’s case, they have used a precast concrete post to make a sturdy fence. He has spent around P50,000 in fencing. Although you can use bamboo or tree trunks as poles to save money. Or just use poles and bamboo stalks in fencing to reduce the cost.

A small shed (Kubo) has to be built as a resting place for your herd. This will protect them from the rain and extreme heat from the sun. It can be a simple hut made of bamboo or pole and nipa or cogon leaves as roofing.

Food & Caretaker

Goats graze on the grasses within the fence. They can also be fed by leaves of trees such as ipil-ipil, malunggay, acacia, coconut, and banana leaves. Daily freshwater feeding is required to grow a healthy goat.

You need only one person as a caretaker to manage this business. Salary can be given on a commission basis. If you have an unemployed relative, then it’s the right time to provide him with a source of income. This business is easy to run as it doesn’t require full-time attention from the caretaker. Goats just eat the grasses within the fence. The caretaker will only provide water to drink. Goats take themselves to shelter at night without the caretaker’s help.

Growing & Selling 

Any local goat breed can be used to start farming. Nelson has begun with 2 pairs of male & female goats for P8000. In just a year, it had grown into 20 goats.

A doe (female goat) reproduces twice in a year. It gives birth to usually a pair of kids (baby goats). It takes 6 to 8 months to grow a kid to maturity and is ready for selling. An adult goat can be sold on a local market. Nelson’s yearly net profit is P50,000 on average.


Many of us may have owned vacant lands that have been left unused. Rather than keeping them idle, you can make it productive by raising goats. For one, I have a coconut farm in Leyte that can also be used as a goat farm. You can pick a caretaker from an unemployed relative. You earn a profit at the same time helping others to make a living.


EarnPeso holds no control over your financial fate. It is here as a guide. Exercise prudence in every investment or business you undertake, and success will follow.

I hope this article encourages you to start your own business/investment. Click the links for Business Ideas and Investment Options for more insightful essays.

Chat with me

I have ventured into an e-commerce business (online selling) that you might also be interested in setting up. You can visit our website at, where you can have a chat with me (just select Contact Us), and I will be more than willing to entertain your questions regarding this post and e-commerce.

Earn from Personalised Artworks & Crafts

When we were young, we used to create some arts and crafts in school. Some are really gifted with talents to draw, paint, carve, and create artworks and crafts. Some might have followed their passion and earned a living from it. But more often than not, this artistic talent is put into sleep as we go on with our adult life and find a different career path.

I couldn’t help but admire Jakeh Montemayor on how she is using her talent to earn an extra income. She works as a document controller in a construction consultancy firm in Dubai. A very hardworking woman, she uses her free time to create some arts and crafts and profit from it.

Jakeh Montemayor

Her artistic talents started to manifest at a very young age of 5. She recalled that her first drawing was a malunggay leaf. Upon growing up, she has improved her artistic skills. Aside from drawing, she loved to create artworks from scrap materials.

Profiting from Her Talent

She started earning money from her crafts when she was in college. She made scrapbooks and sold it for a hundred pesos each. After college, she ventured into selling personalized caricatures. While having full-time work, she earned extra income from painting wall murals and making invitation cards, party giveaways, etc.

Even now, in Dubai, Jakeh creates some personalized artworks and sell it for a fee. Having a full-time job doesn’t stop her from making these beautiful creations. She loves doing it as a pastime and is enjoying it much. She expresses herself thru her creations. Her artworks have provided her with an additional income flow since her younger years up until now. Sometimes she makes arts and crafts for her friends and family as a gift on special occasions.

Below are the arts & crafts that she creates nowadays. If you want to surprise your friends and loved ones on special occasions then these gifts are worth giving. They are unique and unusual presents. Jacqueline accepts orders. You can contact her thru her Facebook by following this link.


 A caricature can be a fabulously fun gift to anyone. It would put smiles into the eyes of people seeing it. It can be a perfect present for any occasion or just for your display in your room.

Engraved Ceramic Mug

 A personalized mug with the name of a person engraved can be a fascinating gift on many occasions. It can be a perfect Christmas or birthday gift. It can also be given as giveaways for weddings, baptisms, and birthdays.

Engraved Wooden Hairbrush

The reality is that ladies can’t live without a hairbrush or comb. Search for their bag, and you will always find one. A hairbrush engraved with a person’s name is a perfect birthday or Christmas gift for ladies.


 Piñata is a colorfully decorated container filled treats such as toys, money, candies, and prizes. It is usually smashed and opened broken to release the treats during important occasions, especially for kids’ birthday parties. It brings fun to any parties.

In Conclusion

There are many people out there who are gifted with extraordinary talent, just like Jakeh. You can use this to your advantage. Think of a unique thing that you can create, make it fabulous, and sell it. Small yet multiple flows of income, when combined, can make a flood of money to your coffers.


EarnPeso holds no control over your financial fate. It is here as a guide. Exercise prudence in every investment or business you undertake, and success will follow.

I hope this article encourages you to start your own business/investment. Click the links for Business Ideas and Investment Options for more insightful essays.

Do you have any questions? I would love to hear from you. Please leave a message in the comment box below or follow and message me on Facebook.

Starting a Pisonet Business

My brother Benjie was an OFW but has decided to stay in the Philippines to be with his family. He has then ventured into different small businesses, and one of them is a Pisonet business.

A pisonet is an internet cafe wherein customers rent the unit not by the usual hourly rate but by paying the minimum of one peso (piso) for every 4 minutes of usage. Pisonet means ‘one peso internet.’

The Philippines is typically a sachet economy wherein products and services are being sold on small portions or tingi-tingi. This especially appropriate for consumers with minimal purchasing powers. Hourly rental is usually ranging from P15 to P20. With pisonet, a customer is given the flexibility of paying depending on the time he requires. This makes it appealing to children/youngsters who don’t have enough funds but want to enjoy surfing the net even for just 5 minutes or so.

Benjie on one of his pisonet units

I have interviewed my brother to get a closer look at the pisonet business. I will discuss how to set up this kind of business and all the factors to be considered.

Capital and Supplier

The good thing about this business is that you can start small and expand your business once you have seen a great potential. A new unit of pisonet costs P15000 or more only. It’s a complete set package that includes: CPU, 19 inches LED monitor, webcam, keyboard, mouse, headset, coin slot, and an arcade-type box. It’s all set up. All you need is to plug in the power supply, connect to the internet, and voila, your business has just started.

You can find these units being sold by major computer shops in your place and the malls near to you. If you are in Manila, you can see this in the area near Gilmore LRT station (Quezon City) and Raon (Quiapo). Some suppliers are also available online. Just check on Facebook and Google.


Selecting the best location to put up your pisonet business is one of the essential factors to consider. An excellent site is near schools as most of its users are the youngsters, mostly students, who are playing online games or doing some school projects/research. Just mind on the city or municipality’s ordinances on internet shops as it may have some distance or any operation restrictions.

Otherwise, you can put up your pisonet in a location where there is significant foot traffic or just within a crowded community. My brother is operating his pisonet at home. He only allocated a portion of his living room and converted it to a shop. Likewise, you can put your units on a secure space on your front yards and even in your garage.

Internet, Permit, & Crew

You need an internet connection to operate this business. My brother subscribes to a 5mbps package for P1600, and it performs reasonably well. Remember that a high-speed connection attracts more customers.

Permits to operate are required for this business. Get a Baranggay and/or a Municipality/City permits. Permit fees vary from place to place.

The most significant advantage of a pisonet as compared to the usual internet cafe is its ability to run with minimal supervision. You might not need an attendant/crew to monitor all its activities. Customers pay by dropping money to the coin slot, then the computer operates. This saves you from paying an employee. Of course, if you have a bigger shop, then you need an attendant.


Profitability depends on the location and the number of units you have. Let me give you a sample computation. Assuming you have eight pisonet units and the average customer usage is 5 hours per unit in a day.

P1 = 4 minutes of rental
P15 = 1 hour of rental
P75 = 5 hours for 1 unit

This means that your cafe will earn P600 a day or P18,000 a month. Of course, the more units you have coupled with more users, the better your income will be. You also have to consider expenses such as electricity, internet connection, shop rental, employee salary, etc.

The speed of your internet connection, coupled with the usage of the latest computer specs, is an excellent customer magnet. Furthermore, the machine is also programmed to save energy by hibernating if not in use. This makes your electricity expense significantly lower and guarantees a reasonable profit for you.

Other Income Sources

Computer rental is the primary business, but there are other sources of income coming along with it.

You can buy a printer for P9000, and you can do multiple income-generating tasks. Inks cost P250 only. My brother said that there is a considerable profit from printing.

Print – Price starts from P2 for black and white and up to P15 for the colored image. You can print pictures on a 3R sized glossy paper.

Scan – You can scan an image and send it to an email or save it in a flash drive for P7.

Photocopy – The same printer can be used to photocopy documents and images at a charge of P2.

Invitation Cards – Applying some of your creative talents, you can make invitation letters for birthdays and weddings. Prices start from P10 to P25.

Another source of income is lamination. A laminating machine costs around P900 and ten sheets of A4 size laminating film costs P25 only. Charges range from P25 to P95, depending on the size.

Just note that prices depend on the areas that you are operating. It might be dictated based on the competition.

Common Problems

The most common problem of a pisonet business is the loss or intermittent internet connection. Another is the loss of power supply due to widespread power blackouts. This happens typically during storms and heavy rains. These two are disruptions to your business operations. You should be ready as it may happen anytime.


EarnPeso holds no control over your financial fate. It is here as a guide. Exercise prudence in every investment or business you undertake, and success will follow.

I hope this article encourages you to start your own business/investment. Click the links for Business Ideas and Investment Options for more insightful essays.

Chat with me

I have ventured into an e-commerce business (online selling) that you might also be interested in setting up. You can visit our website at, where you can have a chat with me (just select Contact Us), and I will be more than willing to entertain your questions regarding this post and e-commerce.

Renting Out Your Condo Unit

We have witnessed the construction industry in the Philippines booming for the past few years. Condos are just sprouting everywhere in Metro Manila and other highly urbanized cities across the archipelago. The continuous expansion of the middle class also fuels this growth, and many Filipinos have grabbed the chance to invest in acquiring condo units for their own use or for lease to earn profits.

OFWs, who contribute the most significant chunk of the country’s GDP, are one of the primary consumer targets by developers. If you are an OFW (or their family) or any investment-minded Filipino, this article might be of use to you as I will tackle some tips on how to invest in a condo unit.

Anne Delfinado-Lucido has been an OFW for many years. Most of these years she spent working in Dubai. She is, in fact, a colleague at work and a very dependable friend. Her investment journey started when her parents suggested getting a property. In 2014 she was lucky to acquire a condominium unit in Santolan (Pasig City) during its pre-selling stages. I had a chance to interview her to obtain some tips on investing in condo units.

Anne Lucido during our interview

Why Buy on Pre-selling?

Pre-selling means the time when the developer is yet to construct the building but has already been selling the units way in advance. Pre-selling prices are way lower than the price when the construction is complete. In most cases, the prices rise after the building completion, so it is highly advisable to acquire a condo unit while on the pre-selling phase. In the case of Anne, as she bought the unit during the pre-selling stage, her unit’s current value rose to over a million peso higher. You may wait for 2-4 years for the unit turnover to happen.

Condo vs. House & Lot

When asked why she picked out a condo over house & lot? She said that as an OFW who lives overseas and cannot use the unit for some time, a condo is the best investment option. True to what she said, many OFWs who have acquired big houses in the Philippines while the entire family is living abroad have just left their house unused. Leasing a house & lot is not as widely in demand as condo units that are usually near workplaces and schools and situated within the city walls.

Profiting from a Condo Unit

If you can’t occupy your unit yet, you can quickly profit from it. There are two ways of earning a peso from a condo unit.

Short-term lease
Rentpad and Airbnb are the most popular condo unit rental booking sites catering to locals and foreigners looking for accommodation. Airbnb will make your unit available to tourists looking for alternative accommodation as compared to pricey hotel rooms. The rental duration is usually taking days to weeks only. Hence it’s just short term. A typical daily rental rate of a unit in the Mall of Asia complex starts from P2500/night. With the right choice of location, condo unit short-term leasing can be a profitable venture.

Long term lease
In longterm leasing, the tenant stays for months or years. If you own a unit, you can find a long-term lessee yourself from your friends or relatives. The easiest way to a hassle-free long-term lease is to allow the condo developer to manage the leasing. This is the option taken by Anne. Her condo developer is DMCI, who oversees the rental of her unit. With the minimum leasing duration of a year, Anne will not worry about whether it is vacant or occupied.

The Disadvantage of a Condo Unit

A building has a limited lifespan of 50 to 80 years. After that, it will be demolished as it would not be safe to use. The developer will provide the owner with a certificate of ownership.

Unlike a condo unit, a house & lot is an evergreen investment because the value of the land appreciates over the years. This property can be passed down from one generation to another. Here you will get a land title as proof of ownership.

Where to Find an Agent?

There are many new condo units available in the country, and real estate sales agents are scattered everywhere. You can find them on Facebook and any social media, giving flyers in the mall and on the busy streets of the city. Just make sure that you are dealing only with a legitimate agent. Message me if you want some recommendations.

Loan and Financing

If you can pay outright cash, then well and good. If you can’t, you can also pay in installments. You can obtain a loan from the bank where you will pay up to 10 years of monthly amortization. Your sales agent will help you guide the process of getting a bank loan.

Importance of a Right Location

The key to getting a considerable profit obtained from leasing a condo unit is the location of your condo. The best areas are of those near schools/universities, tourist spots, in the central business district, near the train stations, and airports, to name a few.

Let Money Works for You

The monthly rental that Anne is earning now covers 72% of the monthly amortization she is paying for the unit. If the lease continues for ten years until the loan matures, then she has acquired the unit by paying only around 30% of the total price. It is such a wise investment move.

Anne has expertly played her investment cards so cleverly and is making money works for her. Kudos to Anne Margret!


EarnPeso holds no control over your financial fate. It is here as a guide. Exercise prudence in every investment or business you undertake, and success will follow.

I hope this article encourages you to start your own business/investment. Click the links for Business Ideas and Investment Options for more insightful essays.

Do you have any questions? I would love to hear from you. Please leave a message in the comment box below or follow and message me on Facebook.

Banana Cue Business Plan

When I was young, I helped my mom peddling banana-cue in our community. As I have mentioned in my article Coconut Farm Business, we were living on a farm under the vastness of coconut trees. We were intercropping the coconuts with bananas. And we used our produce to make banana-cue.

Banana-cue is the term used to call fried skewered plantains cooked with brown sugar. It’s one of Filipinos’ favorite snacks.


Starting up your banana-cue business is so easy. It requires small capital, and you can just operate from your home. You can prepare and cook it at home, then sell it at your front yards or sell from door to door in your neighborhood.

If you are living in a city or any urban area, a banana-cue stall in the public market (palengke) near the school or any public places can be a very profitable business. Stall rentals can be an additional cost, but if the foot traffic is considerable, then it’s worth the price.


My mom used to sell 50 to 100 sticks a day. She was doing it from Monday to Friday when the school was open. And if there are still plenty of ripe bananas, she would cook even on Saturdays and Sundays. For 10 years, our banana-cue business was one of the primary sources of income that sustained our family. It helped send my 4 siblings and me to school. The business stopped when we migrated to Manila.

I saw a banana cue stall in Divisoria that has been open and been selling this favorite snack for years. The booth was always full of customers. This means that this business can become the primary income source if appropriately managed.


The recipe is straightforward. And the ingredients are just 3: banana (saba), sugar, and cooking oil. You need bamboo skewers for easy distribution. My mom was very clever to use as skewers the midribs of buri palm, which was widely available on our farm. Click the link for the banana-cue recipe.


The price depends upon your location. In Metro Manila, the price per skewer ranges from P10 – P15. In the provinces, it can only be P2 – P5. You can always limit the quantity of banana per skewer to adjust the price accordingly. The competition will also a factor dictating your product’s price.

Camote Cue & Turon

Alternatively, you can also sell camote cue and turon to give your customers a variety of options. My mom used to sell both camote cue and banana cue. We didn’t try turon as it has more ingredients and is time-consuming to prepare. Click the links for the camote-cue and turon recipes.


EarnPeso holds no control over your financial fate. It is here as a guide. Exercise prudence in every investment or business you undertake, and success will follow.

I hope this article encourages you to start your own business/investment. Click the links for Business Ideas and Investment Options for more insightful essays.

Chat with me

I have ventured into an e-commerce business (online selling) that you might also be interested in setting up. You can visit our website at, where you can have a chat with me (just select Contact Us), and I will be more than willing to entertain your questions regarding this post and e-commerce.

Ukay-Ukay Business Plan

When I was young, I remember my Mom would always take me to the town fiesta to watch the festivities and to buy Ukay-Ukay. They called it “Relief” back then. A shortened name for Relief Goods that were typically sent to victims of calamities. For some reason, it got into the hands of traders who sold it, and many people liked it for its low prices and quality. Nowadays, Ukay-Ukay is being patronized by many in the lower and middle classes. And even here in Dubai, you can see Ukay-Ukay stores where thousands of OFWs flock in to buy.

In 2007, having seen a high potential of this business, I have put up my own Ukay-Ukay stall in Saver’s Square (same building as SM Savemore Supermarket) in Pasay Rotonda. My mom and my brother managed the day to day operations. I helped them during my off days from work. In 2008 I got a great job offer in Dubai, so I had to close the shop.

I can share my experience with the Ukay-Ukay business with you, and I hope you can get some valuable lessons.

Store Location

The location of your store is one of the most important factors to consider. Areas with heavy foot traffic like near the markets or the malls are best suited for this business.

If you want to start small and first test the waters, you can start selling from your home to neighbors, friends, and even your workmates. Through this, you will save the rental cost.


With the emergence of online shops nowadays, the Ukay business has been thriving and is perceived to be a fashion & style store. Social media has been a powerful tool for millions of companies worldwide. Anyone can sell their items online through social media such as Facebook, Twitter, blogging, etc.


We got our supplies from Bambang in Manila, just 5 minutes walk from Bambang LRT Station. Inside or within the vicinity of Bambang Market, you can find many shops selling Ukay-Ukay goods in bundles or bales.

You can buy a bale of tops (shirts & blouses), bottoms (trousers, pants, shorts), bags, shoes, and many more. Nowadays, you can find suppliers selling in bulk online as an alternative to going to Bambang or if your location is outside Metro Manila. is just one of the possible sources of supplies online. Be careful and make sure that you are dealing with a legit supplier.

Store Materials & Fixtures

Below are the primary materials & fixtures needed for an Ukay-Ukay shop. Some others might be required depending on the size and requirements of your shop.

  • Crates
  • Hangers
  • Shelves
  • Hanging Rails
  • Racks

Segregation & Pricing

The pricing of each item is easily achieved by properly segregating each bundle’s content into a premium and non-premium item. In each bunch, you can get a combination of items in good condition while some are in fair conditions.

Ukay prices are based on the face value of the item. My Mom washed and cleaned some items with visible stains to sell them at higher prices.

It takes hard work and dedication to run this business. Competition, nowadays, is getting tougher. But with the right choice of location, excellent products to offer, the right people running it, and careful planning and managing, this business will slowly prosper and will be a good source of income.


EarnPeso holds no control over your financial fate. It is here as a guide. Exercise prudence in every investment or business you undertake, and success will follow.

I hope this article encourages you to start your own business/investment. Click the links for Business Ideas and Investment Options for more insightful essays.

Chat with me

I have ventured into an e-commerce business (online selling) that you might also be interested in setting up. You can visit our website at, where you can have a chat with me (just select Contact Us), and I will be more than willing to entertain your questions regarding this post and e-commerce.

%d bloggers like this: